Terms of Service
Last updated: September 2026
These Terms of Service govern your use of hmgenterprises.in (the "Site"), operated by HMG Enterprises. By accessing or using the Site, you agree to these terms.
Use of the Site
- All tools and content on the Site are provided free of charge for personal and commercial use.
- You agree not to misuse the Site — including attempting to disrupt it, scrape it at abusive rates, or use it for unlawful purposes.
- You may not misrepresent results from our tools as professional financial, medical, or legal advice.
No professional advice
The tools on this Site — including finance, tax, and health calculators — provide estimates for general information only. They are not a substitute for advice from a qualified financial advisor, chartered accountant, doctor, or other professional. Always verify important figures independently.
Accuracy of results
We work hard to keep our tools accurate and up to date, but we do not guarantee that results are error-free or suitable for your specific situation. The Site is provided "as is" and "as available", without warranties of any kind.
Intellectual property
The design, code, and written content of the Site are the property of HMG Enterprises. You may not copy or republish substantial portions of the Site without permission. Results you generate with our tools belong to you.
Third-party links and ads
The Site displays third-party advertisements and may link to external websites. We are not responsible for the content or practices of third-party sites or advertisers.
Limitation of liability
To the maximum extent permitted by law, HMG Enterprises shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or reliance on any tool or content.
Changes to these terms
We may revise these terms at any time by posting an updated version on this page. Continued use of the Site after changes means you accept the revised terms.
Contact
Questions about these terms? Email support@hmgenterprises.in.